This demand is applicable when you have entered into a credit agreement or charged interest. This demand complies with section 129 of the National Credit Act 34 of 2005 and threatens legal proceedings should the individual/entity fail to respond to the demand within 10 days of receipt thereof. In order to comply with the National Credit Act this demand must also be sent via registered post which we will arrange for you and send you proof of such compliance thereafter. (Please Note: the description of the document provides a brief description of what is contained in each agreement/document however this is not intended to be a representation of everything contained in the agreement/document. The contents of the agreement/document may vary depending on the information provided by you for purposes of personalising your agreement/document.)